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Can I withdraw a higher amount for the purpose of my ward’s wedding?

With a view to enable members of the public to perform and celebrate weddings of their wards it has been decided to allow a cash withdrawal of maximum ₹2,50,000 from their bank deposit accounts till December 30, 2016 to meet wedding related expenses. This is subject to the following conditions:

  • Withdrawals are permitted only from fully KYC compliant accounts.
  • The amounts can be withdrawn only if the date of marriage is on or before December 30, 2016.
  • Withdrawals can be made by either of the parents or the person getting married. (Only one of them will be permitted to withdraw).
  • Since the amount proposed to be withdrawn is meant to be used for cash disbursements, it has to be established that the persons for whom the payment is proposed to be made do not have a bank account.
  • The application for withdrawal shall be accompanied by following documents:
    • An application as per the format
    • Evidence of the wedding, including the invitation card, copies of receipts for advance payments already made, such as Marriage hall booking, advance payments to caterers, etc.
    • A detailed list of persons to whom the cash withdrawn is proposed to be paid, together with a declaration from such persons that they do not have a bank account, where the amount proposed to be paid is ₹10,000 or more. The list should indicate the purpose for which the proposed payments are being made.


Banks may keep a proper record of the evidence and produce them for verification by the authorities in case of need. The scheme will be reviewed based on authenticity/ bona fide use thereof. Yet, banks should encourage families to incur wedding expenses through non-cash means viz. cheques /drafts, credit/debit cards, prepaid cards, mobile transfers, internet banking channels, NEFT/RTGS, etc. Therefore, members of the public should be advised, while granting cash withdrawals, to use cash to meet expenses which have to be met only through cash mode.