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Who can subscribe to APY?

Any Citizen of India can join APY scheme. The following are the eligibility criteria,

  1. The age of the subscriber should be between 18 - 39 years and 364 days
  2. He / She should have a savings bank account/ open a savings bank account
  3. The prospective applicant should be in possession of mobile number and its details are to be furnished to the bank during registration.