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What will happen if required or sufficient amount is not maintained in the savings bank account for contribution on the due date?

Non-maintenance of required balance in the savings bank account for contribution on the specified date will be considered as default. Banks are required to collect additional amount for delayed payments, such amount will be Re 1 per month for every 100 Rs. Contribution or part thereof. The fixed amount of interest/penalty will remain as part of the pension corpus of the subscriber.