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Regular Savings Account

How do I open a new Savings Account?

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Thank you for your interest in opening a Savings Account with ICICI Bank. You may open new Savings Account through the below mentioned channels:

Internet Banking:
Login to www.icicibank.com > Apply Online > Savings Account > Enter the required details and submit the request. Our representative will contact you within 48 hours and assist you with the necessary details.

New Customer Existing Customer

ICICI Bank Branch:
Please visit the nearest ICICI Bank branch along with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile.

What is the minimum balance required to be maintained for Regular Savings Account?

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Minimum Monthly Average Balance (MAB) for a savings account:

Metro and Urban locations - Rs. 10,000
Semi-urban locations - Rs. 5,000
Rural locations - Rs. 2,000
Gramin locations - Rs. 1,000

Charges for Non-maintenance of Minimum MAB (NMMAB) with effect from June 1, 2016:

Metro/ Urban/ Semi-urban/ Rural locations: Rs. 100 + 5% of the shortfall in required MAB.
Gramin locations: 5% of the shortfall in required MAB.

How can I update my KYC?

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We request you to visit the nearest branch with the duly filled and signed KYC form along with your KYC documents. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile .
 
KYC form will be provided at the branch or the same can be downloaded from our website www.icicibank.com > Others (at the bottom of the page) > Form Center > Click on 'Customer Identification Data Updation Form' under 'KYC Formats'.
 
If you hold a joint account, the update of KYC documents in your account will be completed only on successful submission of KYC documents of all account holders.
 
To update your KYC, please submit a proof of your identity and address from the following ‘Officially Valid Documents’ (OVDs) at your nearest ICICI Bank branch:
 
Sr. No.DocumentProof of identity Proof of address
 
1 Valid Passport
2 Handwritten or laminated driving licence issued by regional transport authority
3 PAN Card issued by Income Tax Dept /UTITSL/ NSDL 
4 Voter ID card
5 Job card issued by NREGA duly signed by an officer of the State Government
6 Aadhaar letter card issued by Unique Identification Authority of India (UIDAI)
 
*Current Account customers need to furnish constitution documents (MoA, AoA, CoI etc.), address proof, officially valid documents and other documents as applicable.
 
For any clarification or more information, you may call our Customer Care on 1860 120 7777 between 7:00 a.m. and 9:00 p.m. To know the Customer Care numbers, we request you to click here .

How is the minimum Monthly Average Balance (MAB) calculated?

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The Monthly Average Balance (MAB) is calculated on a simple average of day-end balances for a calendar month. The MAB is calculated by adding the closing ledger balance of the account of each day from the start of the month to the end of the month. Then the total sum amount is divided by the number of days in that month.

What are the charges for non-maintenance of minimum Monthly Average Balance (MAB)?

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The charges for Non Maintenance of minimum Monthly Average Balance (NMMAB) depends on the type of Savings Account your are holding with ICICI Bank.

For more details, please click here
 

In what mode is the Monthly Average Balance (MAB) calculated?

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The Monthly Average Balance (MAB) is calculated on a simple average of day-end balances for a calendar month. 

What are the fees and charges of Regular Savings Account?

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You may know the charges applied on your account through the below mentioned channels:  
            
Internet Banking: 
Login to www.icicibank.com > Service Charges & Fee (available at the bottom on the page) > Common Charges Across Savings Accounts.

Click here to know more.

Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. 
 
To know the local Customer Care numbers, please click here.
 
ICICI Bank Branch:
Please visit the nearest ICICI Bank Branch along with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.iciciBank.com/mobile .

What are the features of Regular Savings Account?

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  • Smart Shopper Silver Debit Card with exciting offers & Visa Privileges
  • Money Multiplier Facility
  • Anywhere Banking
  • Free multi-city chequebook
  • Free Internet Banking and Mobile Banking
  • Free Email Statement facility
  • Standing instructions facility
  • Nomination facility is available

What is the eligibility criteria for opening Regular Savings Account?

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Savings Account is available for Resident Individual (sole or joint account), Foreign national and Hindu undivided family (HUF) customers, above age of 18 years.

Do you have more questions on Regular Savings Account?

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To know more about frequently asked questions, Click Here.

I need to change the zip or postal code updated in my address?

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For change of zip or postal code of the communication address updated in your account, you may call our Customer Care from your registered mobile number between 7:00 a.m. and 9:00 p.m. To know the local Customer Care numbers, please click here
 

What is ANW CHRGS reflecting in my account?

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The charges reflecting in your statement as 'ANW CHRGS' is the Anywhere Cash deposit charges/ Anywhere Cash Withdrawal charges.

Anywhere Cash withdrawal charges is when the customer or customer's representative debit the customer's own savings account at a non-base branch i.e. branch in other city. 

  • Nil for the first cash withdrawal of a calendar month.
  • Thereafter in the month, ₹5 per thousand rupees or part thereof, subject to a minimum of ₹150 (Maximum deposit limit for Self: Any Amount and for third party: ₹15,000 per day).

Anywhere Cash deposit charges is when customer or customer's representative credit the customer's own savings account at a non-base branch i.e. branch in other city.

  • At Branch – ₹5 per thousand rupees or part thereof, subject to a minimum of ₹150 (Maximum deposit limit for - - Self: Any Amount and for third party: ₹50,000 per day).
  • At Cash Acceptance Machine - Nil for the first cash deposit of a calendar month; thereafter in the month,₹5 per thousand rupees or part thereof, subject to a minimum of ₹150.

For more details, please click here