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What are POSDEC CHRGS levied in the statement?

If a transaction is declined at any Non-ICICI Bank ATM or Point of Sale (POS) due to insufficient balance in the account, charges of RS 25 plus 18% Goods and Service Tax (GST) w.e.f. July 1, 2017 will be applicable per transaction.

The charges will reflect in your account statement with narration as 'POSDEC CHRGS'.