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What is the minimum balance requirement for an Savings Account?
Easy Receive Account:
  • Metro and Urban locations - Rs.10,000 
  • Semi-urban and Rural locations - Rs.5,000
  • Waived off if atleast one inward remittance is received in the last three months.  
  • Charges for non maintenance of minimum monthly average balance (NMMAB):

Metro / Urban locations - 

  • MAB between - Rs.5,000 to Rs.10,000 - Rs.350 per month.
  • MAB - Less than Rs.5,000 - Rs.450 per month.

Semi Urban / Rural locations - 

  • MAB between – Rs.2500 to Rs.5,000 - Rs.300 per month.
  • MAB - Less than Rs.2,500 - Rs.400 per month.
  • (W.e.f. June 1, 2016 :
  •  Rs. 100 + 5% of the shortfall in required MAB).