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Debit Cards

How can I block my Debit Card?

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You may block  the Debit Card through any of the following channels:

Internet Banking: 
Login to www.icicibank.com with user ID and password > Navigate to 'My Accounts > Bank Accounts > Service Requests > ATM/Debit Card Related > Block Debit / ATM card.

click here to block your debit card

iMobile: 
Login to iMobile > Smartkeys & Services >Card Services> Block/Unblock debit card> Select the required details and Submit.

Customer Care
You may call our Customer Care from your registered mobile number. 
To know the local Customer Care numbers, we request you click here

You can also write to us at customer.care@icicibank.com for further assistance

ICICI Bank Branch:
Visit the nearest ICICI Bank branch along with original photo ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

What is an ICICI Bank Debit Card?

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An ICICI Bank Debit Card makes your payments much more convenient and secure through an electronic payment facility directly from your Savings or Current Account with ICICI Bank.

What is the procedure to follow if my Debit Card PIN is blocked?

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For security reasons, your debit card will be blocked if there are 3 consecutive wrong PIN attempts on the account. However, the card will be activated automatically after 12:00 a.m. and you can access it there on.
 
If you forgot the debit card PIN, please follow the below steps to generate the new PIN.
 
Pin generation through ATM:
 
Step 1: Insert your ATM / Debit Card
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option
Step 3: Select “Generate OTP” option.
Step 4: Enter the registered mobile number.
Step 5: Enter Date of Birth as registered with Bank in DDMMYYYY format
 
OTP will be delivered on your registered mobile number through SMS
 
Generation of ATM PIN after OTP is received:
 
Step 1: Insert your ATM / Debit Card.
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option.
Step 3: Select “Already have OTP, Generate ATM PIN” option.
Step 4: Enter OTP received on the registered mobile number.
Step 5: Enter your new ATM PIN.
Step 6: Re-enter your new ATM PIN.
 
PIN will be successfully generated.
 
Pin generation through Internet Banking:
 
Step 1: Please login to your Internet Banking Account  using User ID and Password > Click on MY CARD PIN > Debit Card Pin > Generate now> Enter the required details and Submit.
Step 2: OTP will be sent on registered mobile number.
Step 3: Enter debit card grid values, OTP received and click on submit
Step 4: Enter 4 digit card PIN, re-confirm debit card pin and click on 'generate now'
 
Pin generation through iMobile:
 
Login to ICICI Bank iMobile app > Click on Smartkeys & Services  > Click on Card Services > Generate Debit card Pin. Enter the required details and Submit.
 
Pin generation through Customer Care:
 
Please call our Customer Care from your registered mobile number.
 
To know the local Customer Care numbers, please click here
 
 
You can also write to us at customer.care@icicibank.com for further assistance.

 

Is there any fees for using my Debit Card for retail or online transactions?

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No. There is no fee for using your debit card for retail or online transactions. However, under certain merchant categories like railways and fuel, a fee may be levied by the merchant on every purchase.
To know international debit card transaction charges, please click here.

I want to generate the PIN for my debit card

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To generate Pin number for your ICICI Bank Debit card please follow the below steps.
 
Pin generation through ATM:
Step 1: Insert your ATM / Debit Card
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option
Step 3: Select “Generate OTP” option.
Step 4: Enter the registered mobile number.
Step 5: Enter Date of Birth as registered with Bank in DDMMYYYY format
 
OTP will be delivered on your registered mobile number through SMS
 
Generation of ATM PIN after OTP is received:
Step 1: Insert your ATM / Debit Card.
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option.
Step 3: Select “Already have OTP, Generate ATM PIN” option.
Step 4: Enter OTP received on the registered mobile number.
Step 5: Enter your new ATM PIN.
Step 6: Re-enter your new ATM PIN.
 
PIN will be successfully generated.
 
Pin generation through Internet Banking:
Step 1: Please login to your Internet Banking Account  using User ID and Password > Click on MY CARD PIN > Debit Card Pin > Generate now> Enter the required details and Submit.
Step 2: OTP will be sent on registered mobile number.
Step 3: Enter debit card grid values, OTP received and click on submit
Step 4: Enter 4 digit card PIN, re-confirm debit card pin and click on 'generate now'
 
click here to generate PIN for your debit card
 
Pin generation through iMobile:
Login to ICICI Bank iMobile app > Click on Smartkeys & Services  > Click on Card Services > Generate Debit card Pin. Enter the required details and Submit.
 
Pin generation through Customer Care:
Please call our Customer Care from your registered mobile number.

To know the local Customer Care numbers, please click here.

You can also write to us at customer.care@icicibank.com for further assistance.

 

What should I do if my Debit Card is not working?

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If you are unable to transact on your credit card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. To know the local Customer Care numbers, please click here.
 

 

How to unlock grid values?

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The transaction facility gets disabled due to the following scenarios:

  • If you enter wrong grid values more than 3 times, and the same will be enabled after 12 midnight.
  • If you have requested for card replacement and using blocked Debit Card for transactions.
  • If you have recently received chip based card and still using old Debit Card grid.

But, if you are still facing an issue, you may call our Customer Care from your registered mobile number, to activate grid authentication on your Debit Card. To know the local Customer Care numbers, please click here

How can I change my Debit Card PIN, in case I forget it?

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You may change your debit card PIN anytime through ICICI Bank ATM, Internet Banking, iMobile app or Customer Care.
 
1. PIN generation through ATM:
Step 1: Insert your ATM/ Debit Card
Step 2: On the Language screen, select ‘Generate PIN / Forgot PIN’ option
Step 3: Select ‘Generate OTP’
Step 4: Enter the registered mobile number
Step 5: Enter the date of birth as registered with the bank in DDMMYYYY format.
OTP will be delivered to your registered mobile number through SMS.
 
Generation of ATM PIN after OTP is received:
Step 1: Insert your ATM/ Debit Card
Step 2: On the language screen, select ‘Generate PIN / Forgot PIN’
Step 3: Select ‘Already have OTP, Generate ATM PIN’
Step 4: Enter OTP received on the registered mobile number
Step 5: Enter your new ATM PIN
Step 6: Re-enter your new ATM PIN.
PIN will be successfully generated.
 
2. PIN generation through Internet Banking:
1. Login to Internet Banking 
2. Select My Accounts > Bank Accounts. On the left panel, click 'Generate Debit Card PIN online' 
3. Select account number, debit card number and enter CVV. Click on Submit.
OTP will be sent to the registered mobile number.
4. Enter debit card grid values, OTP received. Click on Submit 
5. Enter 4-digit card PIN, re-confirm debit card PIN and click on 'Generate Now' 
6. Message will be displayed as ‘Debit Card PIN has been generated successfully’.
 
3. PIN generation through iMobile app:
Login to iMobile app > Services & Aadhaar > Card Services > Generate Debit Card PIN. Enter the required details and Submit.
 
4. PIN generation through Customer Care:
You may call our Customer Care on 1860 120 7777 from your registered mobile number > Select the language option > Press option 1 for 'Bank Accounts' > Enter your 16-digit ATM/ Debit Card number > Press option 1 for generating a new PIN > Follow the instructions.

I have applied for a new Debit Card and I want to know the status.

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Please track the status of your debit card deliverable through the below mentioned channels: 
 
Internet Banking:
Please login to www.icicibank.com with your User ID and Password > Customer service > Service request > Track your deliverables > Track Your Shipment > Enter Courier AWB Number or Enter ICICI Bank Account Number > Submit. 
 
Click here to Track deliverable
 
iMobile:
Login to iMobile > Smart keys and services > Check Status > Track deliverables
 
Once the Debit Card request is made, you will receive the new Debit Card within 10 working days. The delivery will be attempted by courier within 5 working days.
 
Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. 
 
To know the local Customer Care numbers, please click here.

Can my Debit Card be used for transactions outside India?

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As per RBI mandate, all debit cards issued before December 01, 2013 are blocked for international usage.

However, you can activate your debit card for international transactions at ATMs, retail outlets or international websites by calling our Customer Care from your registered mobile number. 

To know the Customer Care numbers, please click here.

You may also visit the nearest ICICI Bank Branch along with the original photo ID proof. To locate the nearest ICICI Bank branch, please click here.

Please note, all chip debit cards issued to customers are active for transactions outside India.

What is the procedure to replace a damaged Debit Card?

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We request you to apply for a new debit card through any of the below mentioned channels:

Internet Banking:
Login to Internet Banking > Customer Service > Service Requests > Select Reissue of Lost ATM/Debit Card under Bank Accounts.

 

iMobile:
Login to iMobile app > Services > Cards Services > Re issue Debit Card, enter the details and Submit.

 

Customer Care:
You may call our Customer Care between 7:00 a.m. and 9:00 p.m. To know the Customer Care numbers, please click here.

 

ICICI Bank branch:
Please visit the nearest ICICI Bank branch, along with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile .

 

Once the request is made, the card will be delivered within 5 working days at your communication address updated in our records. Your existing card will be blocked on issue of your new card. The new ATM/ debit card is charged at Rs. 200 plus 18% Goods and Services Tax (GST).

I did 3 unsuccessful PIN attempts at POS terminal and transaction was declined. I remember my PIN now, can I try using the debit card at the POS or an ATM machine.

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For security reasons, your debit card will be blocked if there are 3 consecutive wrong PIN attempts on the account. However, the card will be activated automatically after 12:00 a.m. and you can access it there on.
 
If you forgot the debit card PIN, please follow the below steps to generate the new PIN.
Pin generation through ATM:
Step 1: Insert your ATM / Debit Card
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option
Step 3: Select “Generate OTP” option.
Step 4: Enter the registered mobile number.
Step 5: Enter Date of Birth as registered with Bank in DDMMYYYY format
 
OTP will be delivered on your registered mobile number through SMS
 
Generation of ATM PIN after OTP is received:
 
Step 1: Insert your ATM / Debit Card.
Step 2: On the Language screen, Select “Generate PIN / Forgot PIN” option.
Step 3: Select “Already have OTP, Generate ATM PIN” option.
Step 4: Enter OTP received on the registered mobile number.
Step 5: Enter your new ATM PIN.
Step 6: Re-enter your new ATM PIN.
 
PIN will be successfully generated.
 
Pin generation through Internet Banking:
Step 1: Please login to your Internet Banking Account  using User ID and Password > Click on MY CARD PIN > Debit Card Pin > Generate now> Enter the required details and Submit.
Step 2: OTP will be sent on registered mobile number.
Step 3: Enter debit card grid values, OTP received and click on submit
Step 4: Enter 4 digit card PIN, re-confirm debit card pin and click on 'generate now'
 
Pin generation through I-Mobile:
Login to ICICI Bank I-Mobile app > Click on Smartkeys & Services  > Click on Card Services > Generate Debit card Pin. Enter the required details and Submit.
 
Pin generation through Customer Care:
Please call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.
 
To know the local Customer Care numbers, please click the below mentioned link.
 
You can also write to us at customer.care@icicibank.com for further assistance.
 

How can I check if my debit card is eligible for airport lounge access or not?

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The facility of airport lounge access is available on selected Debit cards. Please follow the below mentioned steps to check the comparison between debit cards.
 
www.icicibank.com> Products> Cards> Debit card > Choose your Debit Card > Compare Debit cards .
 
Alternatively, you may call our Customer Care  between 7:00 a.m. and 9:00 p.m. from your registered mobile number.
 
To know the local Customer Care numbers, please click here
 

My Debit Card is going to expire soon, should I apply for a new debit card?

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You will receive the new debit card by 25th of the month in which the old card is getting expired.

In the event of non receipt of the new card by 25th, 
you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the local Customer Care numbers, please click here.

Alternatively, you may visit any ICICI Bank branch. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile

How do I activate the debit card for usage online or at retail outlets?

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To activate, use your card for PIN based transaction at any of the following:

  1. Any Bank ATM
  2. Merchant outlets
  3. Online Merchants

For online merchants, system will prompt for 3D Secure PIN generation for first time usage..

What is a CVV number?

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The Card Verification Value (CVV) for Visa, MasterCard is the final three digits of the number printed on the signature strip on the back of your card. CVV for American Express appears as a separate 4-digit code printed on the front of your card, above the American Express logo. It is usually required for Online payment transactions.

How to generate/register the 3D Secure PIN for my Debit Card?

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3D Secure PIN is a 6 digit numeric PIN which provides a way to protect your Debit Card usage on the Internet.
 
Why is 3D Secure PIN required?
3D Secure PIN is required to safeguard your internet purchases whenever you use your Debit Card at participating merchant websites. The requirement of 3D Secure PIN prevents unauthorised usage of your Debit Card on the internet, giving you more confidence about making secure purchases online.
 
Generate 3D Secure PIN
Now safeguard your online shopping experience and shop worry-free with 3D Secure PIN feature on your ICICI Bank Debit Card. All you have to do is create a 3D Secure PIN for your ICICI Bank Debit Card and the service is automatically extended to all participating online merchants.
 
To know step by step process of Creation/Change of 3D secure PIN, Click here.

 

I came across a transaction on my account using a debit card which was not attempted by me? How do I report this transaction?

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We require few more details of your transaction. We request you to call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number. Please prefix the number with the STD code of your city.
 
To know the Customer Care numbers, we request you to check the below link:
 
Alternatively, you may write to us at customer.care@icicibank.com for further assistance.

How to use a debit card for retail transactions?

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Step1: The merchant swipes or dips your card at a Point of Sale (POS) terminal
Step2: The merchant enters the transaction amount on the POS terminal
Step3: The POS machine will prompt for the Credit or Debit Card PIN to be entered by you. Please do not disclose your PIN to the merchant.
Step4: Once you enter the correct PIN and sign the chargeslip, the transaction is confirmed and completed
Step5: Ensure that the card is returned to you

Will there be any fee which will be charged for replacement debit card?

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Yes. There will be a fee of Rs. 200.00 plus 18% Goods and Services Tax (GST) which will be charged for replacement debit card.

Rs.499 coral debit card annual fee will be debited upfront every year after the 1st year?

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Yes Rs.499 Coral debit card  annual fee will be debited upfront every year after the 1st year.

Is it possible to change limits on my Debit Card?

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The limit of the debit card can be set by the customer through the below steps:

 
Customer Care:
Call ICICI Bank customer care or visit nearest branch. You may call our Customer Care on 1860 120 7777 between 7:00 a.m. and 9:00 p.m. from your registered mobile number.
To know the Customer Care numbers, we request you to click here .
 
ICICI Bank branch:
To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile .
Request for change in debit card daily cash withdrawal or transaction limit.
Inform if limit change needs to be done temporarily for one day or permanently.
A service request will be raised and your debit card limits will be changed within 24 hours.

What if my ICICI Bank Visa Debit card is stolen?

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Loss of card must be reported immediately to the bank. ICICI Bank will take adequate steps in keeping with its policy to block the use of the card. Please refer to the debit card section at www.icicibank.com for more details.
You can still access the funds through other channels like branch or by issuing a cheque. 

You may block the debit card through any of the below mentioned channels:

Internet Banking: 
Login to Internet Banking > My Accounts > Bank Accounts > Service Requests > ATM/Debit Card Related > Block Debit / ATM card.

iMobile: 
Login to iMobile > Services > Cards Services > Block/Unblock Debit Card > Select the required details and Submit.

Customer Care: 
You may call our Customer Care from your registered mobile number. 
To know the local Customer Care numbers, please click here.
You may also write to us at customer.care@icicibank.com for further assistance.

ICICI Bank Branch:
Visit the nearest ICICI Bank branch along with original photo ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile.
 

What are the charges for ICICI Bank Expressions Debit Card?

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The ICICI Bank Expressions Debit Card can be availed for at a joining fee of Rs. 499/- (Plus  Goods and Service Tax ) only. Annual charges of Rs.499/-(Plus Goods and Service Tax ) from second year onwards will be applicable. 

I have done a transaction at merchant outlet/online but transaction not successful however the amount got debited from my account . What should I do?

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If the amount is debited from your account on an unsuccessful transaction, you may follow any of the below steps:

Internet Banking:
Logon to Internet Banking with your user ID and password > Customer Service > Service Request > Bank Accounts > More> Account Transaction Related > Inquiry on Debit Card Transactions Done at Merchant Outlets.

Customer Care:
You may call our Customer Care from your registered mobile number. To know the local Customer Care numbers, please click here

Email:
We request you to write to us on customer.care@icicibank.com with the details to enable us to assist you

ICICI Bank branch:
Please visit the nearest ICICI Bank branch along with your valid ID proof. To locate the nearest ICICI Bank Branch, visit maps.icicibank.com/mobile
 

Can I obtain a refund of the value on the Delhi Metro Transit Chip?

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DMRC rules governing the use of this Card do not permit refund of any balance on the Delhi Metro Transit Chip.

What are the charges applicable for a Sapphiro Debit Card?

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Charges applicable for a Sapphiro Debit Card are as follows:

Joining fee: Rs.1999 + Goods and Service Tax
Annual fee:Rs.1499 + Goods and Service Tax

Notes:
• Annual fee will be charged from the 2nd year onwards
• Joining fee will be only charged for the 1st year
• Re-issuance of a Sapphiro Debit Card for any reason will attract re-issuance charges of Rs. 200 +  Goods and Service Tax

Please note that 18% Goods and Service Tax (GST) w.e.f. July 1, 2017 is applicable on the charges.

What are the Debit Card transaction fees if I swipe my card at Fuel pumps or booking railwaytickets?

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The following are the transaction charges applicable when you use the Debit Card at:

  • Petrol pumps:

    Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL).

     

    ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.

     

    For list of fuel outlets pumps where surcharge will not be levied, click here.

     

  • IRCTC: Rs. 10 flat fees per transaction if transaction is done using ATM PIN. For all other IRCTC transactions, upto 1.8% Payment Gateway (PG) charges will apply.

Please note that there are no transaction fees applicable at other merchant locations.

What if my ICICI Bank Visa Debit Card expires / replaced?

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You will receive the new debit card by 25th of the month in which the old card is getting expired.
 
In the event of non-receipt of the new card by 25th, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. Please prefix the number with the STD code of your city. Alternatively, you may visit any ICICI Bank branch.
 
To know the Customer Care numbers, we request you to check the below link:
 

I want to know the debit/ credit card winners list?

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1. To know the debit card offer winners list, please visit our website www.icicibank.com > Products > Cards > Debit Card > Debit Card Offer Winners (Left hand side of the page).

2. To know the credit card winners list as per the 'Mega Festive Delights offer', please visit our website www.icicibank.com > Products > Cards > Credit Card > Credit Card Offer Winners (Left hand side of the page).