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What are the Debit Card transaction fees if I swipe my card at Fuel pumps or booking railwaytickets?

The following are the transaction charges applicable when you use the Debit Card at:

  • Petrol pumps:

    Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL).


    ICICI Bank Debit Card holders who transact on Non-ICICI Bank swipe machines at any fuel petrol outlet would be levied surcharge amount at the discretion of the member/ acquiring bank and the surcharge shall be reversed once we receive the refund from the respective acquiring bank.


    For list of fuel outlets pumps where surcharge will not be levied, click here.


  • IRCTC: Rs. 10 flat fees per transaction if transaction is done using ATM PIN. For all other IRCTC transactions, upto 1.8% Payment Gateway (PG) charges will apply.

Please note that there are no transaction fees applicable at other merchant locations.