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How does the ICICI Bank Unifare Mumbai Metro Debit Card offer features of a Debit Card as well as a Mumbai Metro Smart Card?

The ICICI Bank Unifare Mumbai Metro Debit Card contains a Mumbai Metro Transit Chip embedded along with the Debit Card Chip linked to your Savings Bank account. Hence it acts as a dual purpose card that can be used for traveling on the Mumbai Metro and for making ATM cash withdrawals, retail and online Debit Card transactions at over 22 million establishments worldwide.