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How is the ICICI Bank Gift Card secured against unauthorized payments at merchant outlets?

The user of the Gift Card is required to sign on the charge slip (produced by the Electronic Data Capture machine at the time of purchase) to complete a transaction at the merchant outlet. The merchant has to match this signature with the signature on the signature panel on the reverse of the card. Transactions at merchant outlets are thus protected by the user's signature. The user of the Gift Card must ensure that (s)he signs in the signature panel as soon as (s)he receives the card.

In case of online transactions, the user will have to go through a 2 stage authentication, in first stage you will have to provide the card details and in second stage you will have to provide the 3D secure PIN.

The 3D secure PIN can be generated online as in case of other Visa cards.