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What is a pre-authorisation? What precaution should I take if a pre-authorisation transaction has to be made on my Travel Card?
  • When you check into a hotel or rent a car using your ICICI Bank Student Travel Card, the merchant may block a certain amount on your card. This is called pre-authorisation. We recommend that you DO NOT use your Travel Card at the time of checking-in or initiating a rental. Use any other credit card for making the reservations. Merchants will allow you to use your ICICI Bank Travel Card at the time of settling your final bill.
  • If you have used your ICICI Bank Student Travel Card for check-in or while renting a car, please ensure that at the time of final settlement you cancel the pre-authorisation and take a fresh authorisation for the actual bill amount. If this is not done, pre-authorised funds may not be available to you immediately. Based on Visa norms, ICICI Bank may not be able to credit you the pre-authorised amount for up to 31 days from the date of pre-authorisation.