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How does a ICICI Bank Chip Card work?

Following are the step for using a ICICI Bank Chip Card

  • The cashier inserts the chip Card in the POS terminal
  • The chip card must remain in the terminal till the transaction is completed
  • If the merchant accidentally swipes the card at the place of inserting the card, the terminal will automatically identify it as a chip card. The terminal will force the cashier to insert chip card instead of doing a swipe

If the POS terminal does not have chip facility, the card can be used for normal magnetic stripe swipe on the POS terminal.