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How does the ICICI Bank Unifare Bangalore Metro Credit Card offer features of a Credit Card as well as a Namma Metro Smart Card?

The ICICI Bank Unifare Bangalore Metro Credit Card is a dual purpose card that can be used for travelling on the Namma Metro and for making Credit Card transactions at over 22 million establishments worldwide. This card contains a Namma Metro Smart Card Chip embedded along with the Credit Card Chip.