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What is the detailed process of using Cardless Cash Withdrawal through CIB?

To make a Cardless Cash Withdrawal, you will need the CIB Corporate ID, User ID, Login Password, Transaction Password and a Business Banking Debit / Inquiry Card mapped to your account. Simply follow these easy steps:

 

Single Cardless Cash Withdrawal

 

Step 1. Request for Cardless Cash Withdrawal

  • Login to CIB with your Corporate ID, User ID and Login Password
  • Register a beneficiary / payee
    • Go to ‘Transfers’ section and select Cardless Cash Withdrawal Single Payment
    • Go to ‘Register an SMSNCash Payee’
    • Enter the Payee details – Payee name, Nickname, Payee mobile number, Payee address, Payee city and Payee PIN code
    • Confirm the Payee registration by entering the Unique Registration Number (URN) received on your registered mobile number
  • Transfer with Cardless Cash Withdrawal service
    • Go to ‘Transfers’ section and select Cardless Cash Withdrawal Single Payment
    • Select the account to be debited and select the Cardless Cash Withdrawal beneficiary from the registered Payee list
    • Enter the transaction amount
    • Authenticate the transaction using Transaction Password
    • The selected account will get debited

Step 2. SMS from ICICI Bank

  • You will receive a unique 4-digit verification code through SMS from ICICI Bank on your registered mobile number
  • Please share the 4-digit verification code with the beneficiaryy
  • The beneficiary will also receive a unique 6-digit verification code through SMS from ICICI Bank on their mobile phone

Step 3. Cash withdrawal from ICICI Bank ATM by beneficiary

  • You will receive a unique 4-digit verification code through SMS from ICICI Bank on your registered mobile number. Please share the same with the beneficiary.
  • The beneficiary has to visit a Cardless Cash withdrawal enabled ICICI Bank ATM and enter the following details:
    • Beneficiary's mobile number
    • 4-digit verification code (as received by the Sender through SMS)
    • 6-digit verification code (as received by the beneficiary through SMS)
    • Amount to be withdrawn (in INR)
  • The cash will be dispensed on successful authentication of these 4 parameters. The entire amount needs to be withdrawn by the beneficiary as a one-time transaction.
  • If there is any mismatch in the details entered by the beneficiary, the Cardless Cash Withdrawal transaction will be blocked and the amount will be returned to the Sender's account.

 

Bulk Cardless Cash Withdrawal

 

Step 1. Request for Cardless Cash Withdrawal

  • Login to CIB with your Corporate ID, User ID and Login Password
  • Transfer with Cardless Cash Withdrawal service
    • Go to ‘Transfers’ section and select Cardless Cash Withdrawal Bulk Payment
    • Upload the file in the required format
    • Select the account to be debited
    • Enter the transaction amount
    • Authenticate the transaction using OTP and Transaction Password
    • The selected account will get debited

     

    Step 2. SMS from ICICI Bank

    • The beneficiary will receive a unique 4-digit verification code and 6-digit code through SMS from ICICI Bank on their mobile phone

     

    Step 3. Cash withdrawal from ICICI Bank ATM by beneficiary

    • The beneficiary has to visit a Cardless Cash withdrawal enabled ICICI Bank ATM and enter the following details:
      • Beneficiary's mobile number
      • 4-digit verification code (as received by the beneficiary through SMS)
      • 6-digit verification code (as received by the beneficiary through SMS)
      • Amount to be withdrawn (in INR)
    • The cash will be dispensed on successful authentication of these 4 parameters. The entire amount needs to be withdrawn by the beneficiary as a one-time transaction.
    • If there is any mismatch in the details entered by the beneficiary, the Cardless Cash Withdrawal transaction will be blocked and the amount will be returned to the Sender's account.