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What happens if I failed to renew or close my Jewel Loan on maturity?


If you fail to renew your Jewel Loan on or before maturity your Loan account will be treated as delinquent and interest will be charged at the rate of 6% per annum over and above the normal interest rate. For Renewal of the Loan account, please visit the Nearest Asset Servicing Branch or if you have a savings account with our Bank and you use mera iMobile app, you can also renew your account using the App.

How to renew Jewel Loan before maturity


Yes you can renew the Jewel Loan on the mera iMobile app and you can continue your Jewel loan before it becomes mature. If you fail to renew the Jewel Loan before maturity it will be treated as delinquent and interest will be charged. 

What are the mode of Disbursement of Gold Loan?


In the Gold Loan, cash disbursement up to ₹3 lakh can be done, amount greater than that will be transferred by online Fund transfer, NEFT/ RTGS or DD/PO.