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Is the threshold of ₹ 40,000/ ₹50,000 (interest income earned) calculated individually or in aggregate across the branches?
The threshold of ₹40,000 (interest income earned) is to be calculated in aggregate, i.e., the interest income earned from all the deposits from all the branches across the bank are to be included while calculating the threshold of ₹40,000. (For resident senior citizens, the threshold applicable is ₹50,000).
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