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How is iWish different from normal Recurring Deposit account?

In normal Recurring Deposit account, you are required to deposit money every month on a fixed day. However, in a flexible Recurring Deposit like iWish, you can deposit money at your convenience and availability of funds.

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Normal Recurring DepositFlexible Recurring Deposit (iWish)

You need to deposit a fixed amount every month on a particular date.

You can deposit any amount as per your convenience and availability of funds. It is not mandatory to deposit money each month.

You can deposit money only once in a month.

You can deposit money multiple times in a month.

There are charges for not depositing funds in a month.

There are no charges if funds are not deposited in a month.

You earn a higher rate of interest than your Savings Account (typically the applicable Fixed Deposit interest rates of the same tenure).

You earn a higher rate of interest than your Savings Account (typically the applicable Fixed Deposit interest rates of the same tenure) with the added flexibility of being able to deposit any amount at any time.

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