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What if I am unable to meet my goal?

You can still close the goal. Bank does not charge any penalty if the goal is not reached within the goal period.

You can withdraw money mid way by closing your goal. However in that case, you will earn interest at the rate corresponding to the period the goal remained with the bank. Besides, this applicable penalty will be charged for premature closure of goal.

If an iWish account is prematurely closed, then the interest on it will be earned for the period it is held with the bank minus the premature closure charges and is 0.5% if original tenure is less than 1 year and 1% for more than 1 year.