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FDXtra

Will premature/partial withdrawal be allowed in FD Life deposit ?

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Yes, premature/partial withdrawal will be allowed in this deposit. In case of premature/partial withdrawal of deposit, the free life cover offered to customer will be withdrawn from the date of partial/premature withdrawal.

Can I withdraw my investments prematurely under FD Invest ?

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Yes, you can withdraw his/her investment prematurely.

What is FD Income?

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FD Income offers regular monthly income to customers for the choice of their tenure. For more details, click here.

What is the minimum tenure to open FD Invest ?

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FD Invest can be opened for any tenure ranging from 12 months to 10 years.

What is FD Life?

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FD Life offers the benefits of returns, security of Fixed Deposit and the protection of a Life Cover. The life cover will be available on FDs opened within a period of minimum 2 years.

What is FD Xtra?

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FD Xtra is a new range of Term Deposit products offering customers extra choice and extra benefits. 
To know more about FD Xtra, click here .

Will TDS be applicable on interest earned on FD Life deposit ?

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Yes, the interest earned on this deposit will be subject to Tax Deducted at Source (TDS) as per the prevailing income tax guidelines.

How can I open FD Invest ?

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Click here to apply and know more about FD Invest.

You can open FD Invest from iMobile. Go to Accounts & deposit section of iMobile. 

What is the minimum amount required to open FD Invest ?

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Minimum amount required to open FD Invest would be Rs 2,00,000. 

What is FD Invest?

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FD Invest offers customers safety of Fixed Deposit and opportunity to invest in MF SIP. For more details, click here.

What is FD Card?

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FD Card offers customers a Credit Card against their Fixed Deposit with 85% of FD value as limit on Credit Card. T&C apply. For more details, click here.

In case of any queries regarding FD Life policy, whom shall I contact ?

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In case of any query or for cancellation requests, you may write to <affinity@iciciprulife.com> .

How can I open FD Xtra?

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Currently, you can open FD Xtra by visiting the nearest ICICI Bank branch. We are soon onboarding FD Xtra products on Internet Banking.

Where can I find the details about the products?

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To know the details about the products, please click here.

Does life cover under FD Life provide survival benefits ?

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Life cover under FD Life provides only death benefit. There is no survival benefits available in this policy.

What is the eligibility criteria for FD Life ?

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Below is the eligibility criteria to apply for FD Life.

• The life cover will be available on Fixed Deposits (FDs) opened for a minimum value of Rs 3 lakh.
• It can be opened by resident individuals
• Customer should be in the age group of 18 to 50 years.
• The Group Term Plan (GTP) Life Cover is provided only to the primary holder of joint FD. For details, please click here .

What is the minimum amount for SIP under FD invest ?

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The minimum amount for SIP is Rs 1,000

Can the customer open a Tax Saver FD under FD Invest ?

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Customer can open a Tax Saver FD under FD Invest by ticking on the option on the Application Form. Tax Saver FD is also known as
80C FD where the tenure of FD is 5 years and premature/partial withdrawal facility is not available.

Can FD Invest be offered to all types of customers ?

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The requirements to open FD Invest are:
• Valid PAN Card is mandatory to open FD Invest.
• Customers under single mode of operation (Single account holders) can open FD under FD Invest.

What all products get covered under FD Xtra?

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FD Xtra portfolio has the below list of feature rich products.

  • FD Income: Fixed Deposit with monthly income option
  • FD Life: Fixed Deposit with free term life cover
  • FD Invest: Fixed Deposit with opportunity to invest the interest earned in MF SIP
  • FD Card: Instant Credit Card with Fixed Deposit.