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Fund Transfer

Where can I get my Unique Transaction Reference (UTR) number for my NEFT transaction?

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Funds transfer from your ICICI Bank Account to Non-ICICI Bank Account will be executed through RBI reference number only and there is no Unique Transaction Reference (UTR) number that will be generated.
 
For status/details of your fund transfer, you may co-ordinate with the beneficiary bank with the help of the RBI Reference number.

If I add any new beneficiary / Payee, how long will be the cooling period?

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On registration of a new payee, funds can now be transferred after 30 minutes. 

What are the charges for NEFT?

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The charges reflecting in your statement as 'Nchg' is NEFT funds transfer charges.

The charges applicable for NEFT facility are mentioned below:

Up to ₹10,000: ₹2.50 + GST per transaction.
₹10,001 to ₹1,00,000: ₹5.00 + GST per transaction.
Above ₹1,00,000 to ₹2,00,000: ₹15 + GST per transaction.
Above ₹2,00,000 to ₹5,00,000: ₹25.00 + GST per transaction.
(Incl. ₹2,00,000 for RTGS)
Above ₹5,00,000 to ₹10,00,000: ₹25.00 + GST per transaction.

Please note that 18% Goods and Service Tax (GST) w.e.f. July 1, 2017 is applicable on all the above charges.

You can also view this information on our website, www.icicibank.com > Service Charges & Fee (Available at the bottom of the page).

Alternatively, please click here

What are RTGS charges?

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Charges are not applicable for transferring funds through RTGS services using Internet Banking and iMobile app.

RTGS charges for fund transfer through Branch:
Above Rs 2,00,000 to Rs 5,00,000: Rs 20.00 + applicable GST.
Above Rs 5,00,000 to Rs 10,00,000: Rs 45.00 + applicable GST
The applicable rate of Goods and Services Tax (GST) is 18.00%.

You can also view this information on our website www.icicibank.com >  Service Charges & Fees (At the bottom of the page). Please click here to navigate.

How to delete the beneficiary/ registered payee?

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ICICI Bank account registered payee can be deleted by following the below mentioned procedure:

Login to your Internet Banking Account > Payments & Transfer > Manage Payees > My Registered Payees >  Other ICICI Bank Account across India > Continue > Select the Payee from the 'List of Payee NickName' by clicking on the left radio button > Delete Payee.
 
Once you delete the Payee, you will receive a confirmation message 'Payee deleted successfully'.

Non-ICICI Bank Account registered payee can be deleted by following the below mentioned procedure:

Login to your Internet Banking Account > Payments & Transfer > Manage Payees > My Registered Payee > Other Bank Accounts > Continue > Select the Payee from the 'List of Payee NickName' by clicking on the left radio button > Delete Payee.
 
Once you delete the Payee, you will receive a confirmation message 'Payee selected successfully'.

Can i transfer money to same payee twice ?

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Yes, You can initiate transfer to same payee multiple times. The maximum limit for fund transfer per day is Rs.10 lakhs.

How to add another bank account as a payee for funds transfer?

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We request you to follow the below steps to add the Non-ICICI Bank payee in your account.

Internet Banking:
Login to your Internet Banking Account > Payments & Transfer > Manage Payees > Add now under 'Other Bank Payee' > Enter the required details and Submit.

iMobile: 
Login to iMobile > Funds transfer > Add new payee > Select the type of payee and enter the required details and Submit.

You can transfer funds to the payee which you have registered after confirming the registration of payee which is a one time registration.

When will the NEFT transaction be completed for other bank payee?

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Minimum of 2-3 hours is taken for funds transfer via NEFT, subject to NEFT timelines.

NEFT transaction timings (Excluding all public/ bank holidays/ 2nd and 4th Saturday):
Monday to Friday: 8:00 a.m. to 6:30 p.m.
 

Is there any limit on electronic transfers made from my account?

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You may view the details of transaction limits of different electronic transfers (NEFT/ RTGS/etc.) by visiting our website www.icicibank.com > Internet Banking (Bottom of the Home page) > Services Offered (Left side of the page) > Funds Transfer and click on 'Type of Transaction' to view the 'Transaction Limits'.

Can I download RTGS form online?

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RTGS forms can be obtained only from ICICI Bank branches. To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile

To know more about RTGS, please click here

What is the difference between NEFT and RTGS?

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NEFT:
National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the scheme.
Charges are not applicable for transferring funds through NEFT and Real Time Gross Settlement (RTGS) services from Internet Banking and iMobile app.
NEFT charges for Fund transfer through Branch:
Up to Rs 10,000: Rs 2.25 + applicable GST
Above Rs 10,000 and up to Rs 1 lakh: Rs 4.75 + applicable GST.
Above Rs 1 lakh and up to Rs 2 lakh: Rs 14.75 + applicable GST.
Above Rs 2 lakh and up to Rs 10 lakh: Rs 24.75 + applicable GST.
Transaction timings:
Monday to Saturday - 08:00 a.m. to 06:30 p.m. (except 2nd and 4th Saturday).


RTGS:
RTGS stands for Real Time Gross Settlement, which can be defined as the continuous (real-time) settlement of funds individually on an order-by-order basis (without netting). Considering that the funds settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.
RTGS charges for Fund transfer through Branch:
Above Rs 2,00,000 to Rs 5,00,000: Rs 20.00 + applicable GST.
Above Rs 5,00,000 to Rs 10,00,000: Rs 45.00 + applicable GST.
The applicable rate of Goods and Services Tax (GST) is 18.00%.
Transaction timings:
Monday to Saturday - 07:00 a.m. to 06:00 p.m. (except 2nd and 4th Saturday).

What the charges applicable for Fund Transfer?

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Charges are not applicable for transferring funds through NEFT and RTGS services from Internet Banking and iMobile app.
Charges for fund transfer through Branch:
National Electronic Funds Transfer (NEFT):
Up to Rs 10,000: Rs 2.25 + applicable GST
Above Rs 10,000 and up to Rs 1 lakh: Rs 4.75 + applicable GST.
Above Rs 1 lakh and up to Rs 2 lakh: Rs 14.75 + applicable GST.
Above Rs 2 lakh and up to Rs 10 lakh: Rs 24.75 + applicable GST.

Real Time Gross Settlement (RTGS):
Above Rs 2,00,000 to Rs 5,00,000: Rs 20.00 + applicable GST.
Above Rs 5,00,000 to Rs 10,00,000: Rs 45.00 + applicable GST.
The applicable rate of Goods and Services Tax (GST) is 18.00%.

Immediate Payment Service (IMPS) transaction charges from all modes:
Up to Rs 1 lakh:- Rs 5 + applicable GST.
Above Rs 1 lakh and up to Rs 2 lakh: Rs 15 + applicable GST.
The applicable rate of GST is 18.00%.

I need to know the path to download the National Electronic Funds Transfer (NEFT) form.

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You may get the National Electronic Funds Transfer (NEFT) form only from ICICI Bank branches.

To locate the nearest ICICI Bank branch, visit maps.icicibank.com/mobile

To know more details about NEFT, please click here