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Do I have to do medical checkup before purchasing the product?

Yes, for age above 65 years and in case of pre-existing disease, you have to undergo pre policy medical checkup at our designated network provider/service provider. In case your proposal is accepted, 100% of the costs for the pre policy medical checkup will be borne by us and in case it is rejected, the cost of pre policy medical checkup shall be deducted from the premium and the balance premium shall be refunded.