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I had not declared a pre-existing disease when I had bought the policy earlier. Can I do so now? What is the impact on my policy?

Any Pre-Existing Disease (PED) not declared at the time of policy inception will be considered as non-disclosure of the material facts and will lead to policy cancellation. To avoid this, all material facts related to PEDs should be declared before the policy issuance. However, should you need to declare any PED after policy issuance, please visit the nearest ICICI Lombard branch. The acceptance of the PED will be subject to our underwriting guidelines. In case the PED is a declined risk as per our underwriting guidelines, your policy may be subject to cancellation with zero refund of premium.