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Will my premium increase over the policy term?

Response: The premiums are guaranteed for a block of three (3) years after which it can be revised with prior approval of IRDAI. Premiums, if and when revised, will be guaranteed for a subsequent block of three (3) years. We will inform you about the premium revision, if any, at least 3 months in advance.


The revision in premiums, shall not be based on any individual policy claim experience.


For single Pay policies, the premium is guaranteed for the entire policy term.