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How do I link my ICICI Lombard Home Policy online?

If you have purchased home content policy through internet banking, Please login to ICICI Bank Internet Banking -> Investments and Insurance -> General Insurance -> "Existing Policy" to see your policy details

What are the exclusions in Home Content Insurance policy?

The company is not liable to make payment for: a) Any loss or damage on account of loss of livestock, motor vehicles, pedal cycles, money, securities for money, stamp, bullion, deeds, bonds, bills of exchange, promissory notes, stock or share certificates, business books, manuscripts, documents of any kinds, ATM debit or credit cards. b) Property kept in open or outside the premise. c) War, invasion, act of foreign enemy hostilities or war like operations. d) Breach of law with criminal intent e) Ionizing radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel f) Radioactive substances, toxic, explosive or other hazardous properties of any explosive nuclear assembly or nuclear component For detailed list of exclusions please refer to Policy wordings.

Is jewellery inside the premises covered under the Home Content Insurance policy?

No, jewellery is not covered under the policy.

What all contents are covered under Home Content Insurance policy?

Your contents cover Furniture & Fixtures, Durables (Electronic Equipment), Clothing and Miscellaneous items inside the property insured which is owned by the insured and/or family members of the insured.

What is the procedure for assessing the value of my home content?

The contents are assessed on the market value of the items. This means that in case of loss of items, the claim would be paid on the value of purchasing a similar new item, less depreciation.