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Who is entitled to receive the claim benefit?

The claim benefit can be received by:

  • The nominee* or the guardian (in case of minor nominee), if you are the Life Assured
  • The proposer, in case you are not the Life Assured^
  • Assignee, in case the policy is assigned
  • Life Assured, in case of living benefit claims such as, claims under disability, critical illness and major surgery rider.

* Nominee is the person you appoint at the time of purchase for receiving the benefits of your insurance policy in your absence.

^Life Assured is the person for whom the life/health insurance policy has been issued.