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What is No Claim Bonus in Car Insurance Policy?
No Claim Bonus (NCB) is a discount on premium of the Own Damage (OD) portion of your vehicle when you renew your policy, provided you have not made any claim during the last policy period. The NCB can be accumulated up to a maximum limit of 50% on OD premium. You can transfer the full benefits of NCB, even when you shift your motor insurance to ICICI Lombard from any other Insurance company.