Welcome to our support center

How can we help you?

In Long Term Two Wheeler Policy What are the types of events or losses not covered under this policy?

The following events or losses are not covered in this policy:

• Mechanical/ Electrical breakdown

• Wear and tear, ageing of vehicle

• Consequential loss*

• Depreciation

• Deliberate accidental loss

• Intoxicated driving

• Any contractual liability

• Damage to/ by a person driving any vehicles or cars without a valid license

* Consequential loss is an indirect loss, which is not directly resulting out of a loss event, but arising as a consequence of loss event. For example, Mr. Singh was on his way to office for an important meeting with client. Unfortunately, his vehicle met with a road accident resulting in damages to vehicle and it consumed lot of his time. Due to this, he could not attend the meeting resulting in loss of approx ₹15 lakh. Damages to vehicle due to the accident are covered however, but the loss of ₹15 lakh is consequential and hence not covered. For details, kindly refer to the Two-wheeler Policy Wordings.