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In Health Booster Policy what is Additional Sum Insured (ASI)? Can I redeem it at the time of claim settlement?
ASI is the reward you get at the time of renewing your policy if you have not made any claim in the previous year. ASI is rewarded at 10% of base sum insured for each year and can go up to a maximum of 50% of the base sum insured. In case any claim is made, 10% of base sum insured will be deducted from the additional sum insured accrued over the period; however at no point will your base sum insured reduce. The ASI along with the basic sum insured amount can be utilised at the time of claim settlement.