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What is Accidental Death benefit offered under ICICI Pru iProtect Smart?

In addition to the benefits under the ICICI Pru iProtect Smart - Life option, you are also covered for Accidental Death (AD) benefit under Life Plus and All in one option. In case of death due to an accident, your nominee/legal heir will be paid AD benefit as per the payout option chosen by you and at any time, your beneficiary will have the option to convert all or some of his monthly income into a lump sum. This benefit ensures that you enhance your coverage significantly at very affordable rates. The policy will terminate on payment of these benefits.