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How much time does it take to settle a life insurance claim?

Once a written intimation and all the required documents is received, it is assessed, settled and the decision is communicated within 12 calendar days.

Most of the pay-outs are transferred through electronic modes, to speed up the claim settlement process.

Turn Around Time Insurance Regulation and Development Authority of India (IRDAI) mandated timelines Raising Claim Requirements 15 Days Non-Early cases (cases where the claim is made after 3 years of taking the policy) 30 Days Early cases (cases where the claim is made within 3 years of taking the policy) 180 Days.