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How much time does it take to settle a life insurance claim?

TAT as mandated by IRDAI to settle life insurance claim:

  1. Raising claim requirements: Within 15 days of receipt of claim for death claims/health claims.
  2. Settlement/Rejection/Repudiation of claims where investigation is not required: Within 30 days from the day of receipt of last necessary document for death claims/health claims.
  3. Settlement/Rejection/Repudiation of claims where investigation is required: Investigation should be completed within 90 days for death claims and within 45 days for health claims. Thereafter, claim shall be settled within 30 days for death claims and within 45 days for health claims.