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Why is life insurance essential for my family?

It is important that we ensure the financial security of our family in case of an unfortunate event like death of the income earning member of the family. We need to ensure that even in the absence of the income earner, the family is able tide over the financial stress and emergencies caused due the loss of the earning member which can be compensated to a large extent if the Life Assured has taken adequate Life Insurance Cover. Also in case one is not able to provide for one’s family in case a major illness strikes, family will be protected against the income shock arising out of expenses incurred on the treatment.