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How will the INR value of my gold deposit be calculated which I will get on maturity?

The Gold will be multiplied with the GOLD-INR price prevailing on the maturity date. The rate is computed considering the RBI Reference rate for USD-INR, GOLD-USD London AM FIX rate and the prevalent custom duty for import of gold. In case of maturity date of deposit falling on a holiday, the previous working day’s rate would be considered.