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What are the features of the PPF Scheme, 1968?

Features of the PPF Scheme, 1968:

  • Eligibility: Individuals and Individuals on behalf of minors can invest in PPF scheme
  • Deposit amount: A PPF account can be opened with minimum initial funding of Rs. 100. Minimum amount to be deposited in one whole financial year is Rs. 500 and maximum deposit should not exceed Rs. 1,50,000. Deposits can be done in multiples of Rs. 5
  • Interest earned: Interest rate is defined by GoI from time to time
  • Period: PPF has maturity period of 15 years. On completion of fifteen years, the account holder has the option of extending the account in slabs of five years.