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What are the conditions for offering 30-year tenure home loans?

The conditions for offering 30-year tenure home loans are as follows:

  • Applicant’s age is up to 30 years
    For age beyond 30 years, proportional tenure can be offered - e.g. If the applicant is 35 years old and retirement age is 60 years, he can be offered a tenure of (60-35) 25 years
  • Applicant is an employee of:-
    Specified list of companies - Elite, Super prime and
    Preferred list of companies
    Government or semi-government organisations
    Women borrower loans irrespective of employment.