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What is BHIM app?

Bharat Interface for Money (BHIM) is an app that lets you do simple, easy and quick payment transactions using Unified Payments Interface (UPI). You can easily make direct bank to bank payments instantly and collect money using just the mobile number or payment address.

First time user:
Step 1: Download and Install BHIM app from Google Play store
Step 2: Select your preferred language
Step 3: Select SIM which has mobile number that is registered with bank CBS
Step 4: Login by setting a 4-digit application password
Step 5: Link your bank accounts using bank account option
Step 6: Set your UPI PIN by providing the last 6 digits and expiry date of the debit card
Step 7: Visit Profile option and set Virtual Payment Address (VPA)s (2 VPAs are allowed per user 1. mobno@upi, 2. name@upi)
Step 8: Set one VPA as a primary VPA (E.g.. name@upi can be primary VPA making it easy to share with others)
Step 9: QR code feature is available, by using Scan and Pay option to send and collect money anytime
Step 10: Send, receive, collect money using VPA, Account number IFSC, Scan and Pay option.