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Are there any charges for transactions done using UPI?

Zero charges for transactions up to 20 transactions per month. From the 21st transaction: Rs 2.50 for transactions less than or equal to Rs 1,000 and Rs 5.00 for transaction above Rs 1,000 will be applicable. (UPI “Send Money”/” Transfer Money” to people basis VPA or Bank Account and IFSC will be charged for transaction done beyond 20 per month using Bank app or through any 3rd party app. Goods and Services Tax (GST) at prevailing rates applicable over and above the listed charges.)


No charges are applicable for merchant payments, online shopping transactions and bill payments