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What is meant by moratorium?

The moratorium is the temporary deferment of payment of interest/principal/installments. It is not a waiver. Interest shall continue to accrue on the outstanding portion of the loan/credit facility during the moratorium period.

Resolution Framework for COVID-19-related Stress
Restructuring scheme for payment of loan EMIs/ Credit Card dues for borrowers as per the RBI guideline on “Resolution Framework for COVID-19-related Stress”. 
Please note moratorium under Covid-19 regulatory relief package has ended on 31st August, 2020. T&C apply.
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