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PLCC

What are the on-going PLCC pre-closure charges?

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The PLCC can be pre-closed at any point of time. However, 3% of an outstanding amount is to be paid in addition to the principal outstanding along with advance unbilled Equated Monthly Instalment (EMI) interest. You can also call our Customer Care and provide loan foreclosure request.

What is limit for PLCC?

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A loan of up to Rs.10,00,000 can be availed. However, the eligibility may vary from customer to customer.

How can I cancel PLCC?

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The loan can be pre-closed at any point of time. However, 3% of outstanding amount is to be paid in addition to the principal outstanding along with unbilled EMI interest. A PLCC can be closed within 15 days without any charges.

How can I apply for a PLCC?

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You can apply for a PLCC through any of the following modes:

  1. Click here to apply
  2. SMS <CASHIN WP> to 5676766 OR
  3. Give a missed call on 08030636066

How to check PLCC status?

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On successful application, a service request number will be provided. Login to your Internet Banking Account > Customer Service > Service Requests > Click on Status of your Request.

What is the interest rate for PLCC?

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ICICI Bank offers PLCC at reducing interest rates as low as 13% per annum. However, the eligibility may vary from customer to customer.

Why am I unable to avail of PLCC features?

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Please call our Customer Care to know your eligibility.

What is PLCC?

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Personal Loan on Credit Card (PLCC) is a loan extended to select set of customers on their Credit Cards with flexible tenure options at attractive interest rates without having to submit any new documents.

How to do repayment of PLCC?

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PLCC to be repaid through fixed monthly instalments for the tenure applied. Amortisation schedule to be sent to the registered communication address. In addition to this, a loan instalment gets billed in the ongoing Credit Card statement. Repayment and loan related charges can be viewed in the monthly statement as well.

What is PLCC tenure?

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PLCC has flexible tenure options starting from 3 months to 60 months*.

What are the offers on PLCC?

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Personal Loans of up to Rs.10,00,000 subject to policy checks, 
Multiple tenure options up to 60 months,
Interest rates as low as 15% per annum, 
Minimum documentation.

What are the documents I need to submit for the PLCC?

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There is no documentation required to avail of a PLCC. In case you do not have an ICICI Bank Account wherein loan amount is to be transferred through NEFT, the account details of Non-ICICI Bank account can be provided by sending a scanned copy of the cancelled cheque to <cashin@icicibank.com> through the e-mail ID registered with us.