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I want to know the difference between Traditional interest payout and Cumulative FD.


Cumulative or Reinvest: Cumulative Fixed Deposits are fixed deposits where interest is compounded quarterly and reinvested with principal amount.

Traditional Fixed Deposit: Traditional Fixed Deposits are fixed deposits where interest is paid at regular intervals, i.e., Quarterly or Monthly, as requested by the customer(s) at the time of creating the fixed deposits.

Maturity value shall mean the amount payable to the customer at the end of the term of the fixed deposit subject to deduction of any tax as may be applicable.

You may view the complete information on our website www.icicibank.com > Product > Accounts & Deposits > Fixed Deposits