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How to decide right policy term?
We recommend you should ideally have a term life cover till your retirement or till the age of 65-70 years. In case you wish to get covered for a longer duration, ICICI Pru iProtect Smart term plan gives you an option to get covered till the age of 85 years. If you have a shorter life cover which ends in your 40s or 50s it can be difficult and costly to get a new life cover at that age.