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What is the critical illness benefit?
This is an optional add-on benefit in which if the life assured is diagnosed with any one of the 34 critical illnesses covered, the life assured will be paid the critical illness benefit amount immediately at the first diagnosis stage without any hospital bills. Which means only a scanned copy of the diagnosis report is enough to raise the claim. Also, even if the expense incurred by the policy holder may be lesser, total critical illness benefit amount will be paid to the policy holder. Click here to view list of these 34 critical illnesses. No restriction of network hospitals since no hospital bills are required.