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How critical illness cover is different from health insurance?
Critical illnesses are becoming alarmingly common these days. Increasing treatment costs can cause financial drain to your budget. Critical illness cover can give you buffer with which you can pay off your liabilities and opt for a better treatment. Critical illness cover and health insurance are different in following ways: • Critical illnesses cover premiums are considerably lower than Health Insurance premiums • Critical illness cover can be taken for a longer tenure verses health insurance has to a 1 year tenure and has to be renewed year on year • Critical illness provides you lump sum payout of full sum assured on diagnosis report. In health insurance insured has to pay for the treatment and expenses initially and then register the claim along with medical bill for reimbursement.