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mccm iwish

What is ICICI Bank iWish?

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iWish is a unique deposit which allows you to create goals to save for specific wishes.

These goals are flexible Recurring Deposits with the added benefit of contributing any amount, at any point of time. You earn better interest rates on your Recurring Deposit just like a Fixed Deposit (click here for rate of interest)

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Who is eligible to use iWish?

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iWish is available only to existing Savings Account holders of ICICI Bank. iWish can only be operated through your Internet Banking account.

However, please note that iWish is not available for Non Resident Indians (NRIs).

In case you do not have an ICICI Bank Savings Account you can apply online at HERE

In case you do not have your Internet Banking User ID and password, you can get them instantly at this link

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How do I create a goal in iWish?

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Please login to your Internet Banking account www.icicibank.com. Click on “iWish” on the top right hand corner.

  • After the iWish page opens, click on “Start Now” from the Goals page.
  • At the time of creating the goal you will be required to enter information relating to the goal (Name, Category, Amount and Tenure) and the Initial Deposit Amount.
  • You may choose to set up a standing instruction and earn 10 reward points for every standing instruction executed successfully towards your iWish goal.
  • You can also choose to share your goal on Facebook.
  • After clicking on "Create Goal" your goal will be created instantaneously. You can transfer funds to your goal as soon as your goal is created. However, the goal balance will be displayed within 4 hours from creation of the goal.
  • Please note the goal will not be created in case
  1. There are insufficient funds in your account,
  2. Your funding account is in a frozen state,
  3. Your funding account is dormant or inactive or
  4. If you are an NRI or a corporate customer.

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If case of technical not-errors, your goal will get activated within 2 working days.

 

What makes iWish flexible?

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The goals under iWish are flexible Recurring Deposits with the added benefit of contributing any amount, at any point of time.

You can choose to deposit money at your convenience and you can also choose not to deposit any money in a month. There are no penalties or charges if you could not deposit money into a goal every month. If you have more spare money to save, you can deposit funds multiple times in a month into your account.

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